Global Coverage
NRI Insurance Center
Secure your family in India — even from abroad. Explore LIC plans designed for Non-Resident Indians.
Available Plans
LIC Plans Available for NRIs
Most popular LIC policies that NRIs can purchase from abroad.
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LIC Jeevan Utsav
Whole Life
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LIC New Endowment Plan
Endowment
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LIC Jeevan Labh
Endowment
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LIC Single Premium Endowment
Single Premium
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LIC Bima Jyoti
Endowment
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LIC New Money Back 25
Money Back
Plan availability depends on your country of residence. Contact us for eligibility.
Premium Ratings
Country Residential Ratings
LIC classifies countries into categories for premium calculation.
Category A (Low Risk)
USA, UK, Canada, Australia, New Zealand, Singapore, Japan, Germany, France
Category B (Medium Risk)
UAE, Saudi Arabia, Kuwait, Qatar, Bahrain, Oman, Malaysia, Thailand
Category C (Higher Risk)
African nations, some Middle Eastern countries (varies by plan)
Documents
Download Forms
Official LIC forms for NRI policy applications.
FAQs
NRI FAQ
Can NRIs buy LIC insurance?+
Yes, NRIs can purchase most LIC plans. Premium payment can be made from NRE/NRO accounts. Country of residence affects eligibility and premium loading.
What documents do NRIs need?+
Valid passport, visa/work permit, overseas address proof, NRE/NRO bank details, PAN card, Aadhaar (if available), and a completed NRI proposal form.
Can I manage my LIC policy from abroad?+
Yes, most services are available online through the LIC portal. For claims and major changes, you may need to authorize a representative in India or visit during your trip.
Is medical examination required for NRI policies?+
Medical requirements depend on the sum assured and your age. For higher sums, medical tests at a recognized center in your country of residence may be needed.
How does premium loading work for NRIs?+
NRIs may have to pay an additional premium loading based on their country of residence (Category A, B, or C). Category A has minimal or no extra loading.
Request a Remote Consultation
We offer video call consultations for NRIs across all time zones.